Women Career and Education

Credit card fraud is a serious problem and is a leading cause of identity theft. Credit card fraud is on the rise. Thieves, con-men and scam artists steal credit card numbers and make millions of dollars of purchases, often before consumers are even aware that there’s a problem.

Because credit card fraud is so common in today’s society, we must take every step we can to secure our credit cards and information. Here are some simple things to keep in mind:

• Make sure you always know where your credit cards are. Read more!

As a business owner you have many assets. Your expertise, your client base, your brand, the list could go on. But what is your number one asset and how do you protect it?
It’s your health, of course. Without good health, your expertise, your client base and your brand will all suffer.
You need good health to be able to function effectively, be creative, productive, to have enough energy to see projects through.

However, it is all too easy to neglect your number one asset when running your own business. Client demands, commitments, family life, crises, all compete for your time and attention. Read more!

To make money by writing articles there are several different areas that need to be addressed. The author has to ask himself several questions before starting so he doesn’t write an article and then have to determine where it should go and how best can he relate it to his business.

The basics in writing the article are much the same, no matter where you use it. It should be written to make the best use of keywords without being obvious. Information is what the reader wants so don’t just write one big commercial. Readers have gone to your article because they want to learn something. If they do, they are more likely to click on your site to see what else you have to offer. Gradually you can steer them towards your promotions or products. Read more!

What types of protection does you business have…or need? More than you expect!

The types of coverage you need depends on several factors: The size of your business, how your business is organized (sole proprietorship, partnership, corporation, LLC), number of employees, type of compensation you’re receiving (salary, fees, commissions), nature of business (service, product), where it is located, and your exposure to liability.

Things to ponder:
Do you have enough life insurance to protect your family, should you die prematurely? Read more!

If you are moonlighting as a copywriter and want to go full-time, you can. But be sure to have a plan in place first. Owning your own business can be great, but not if you fail to plan for the first year’s up-and-down income.

1. Be sure you know why you want to go full-time.
Reason: “I want more freedom and flexibility.”
Full-time copywriting is great for more flexibility during your workweek, but taking longer breaks like vacations can be tricky. You will need to plan for this.

“I’ll make more money as a full-time copywriter than I do as a [fill-in-the-blank].” Read more!

There are many ways to use the Internet to promote your brick-and-mortar retail store. All it takes is a little Internet knowledge and some creativity.
While general internet marketing strategies will certainly help promote your retail store, there are some unique marketing ideas that can help propel you right past your competition, many of whom don’t even have a web presence.

First, you should make use of all the general Internet marketing strategies: set up a website, get links to it from as many sites as possible, submit it to search engines, and generally promote it in every place and on everything you can. Once this is done, it is time to look at the more specialized marketing a retail store can do. Read more!

It seems it would be a snap to write a short article of five hundred to a thousand words. After all, you’re knowledgeable in many subjects, you’re intelligent and you’re a talented writer who enjoys writing. So why do you face that dreaded writer’s block when you sit down at the keyboard?

Most daunting, perhaps, is finding a topic to write about. You’ve already written articles about all the subjects you know best, often two or three times from different angles, and you can’t use any of those subjects again. The deadline is tomorrow.
Read more!

Market fluctuations, demographic location, and owner upkeep all play an essential role in the value of your home. Your equity is the difference of what you owe on your mortgage(s) and the current market value of your property.
In many cases equity takes time to build up any substantial amount. Of course when the market turns on a flat or downward spiral you can lose a substantial amount of equity if you are not prepared for it.

The average appreciation is 7% per year for a national average and in some cases we have seen up to 20% or more. Although these are rare occurrences they make the real estate market the most lucrative marketplace in the country.
One of the most common misconceptions about real estate is leverage. Read more!

As a new supervisor your future employees will determine your success as a supervisor or team leader. You must realize that your employees will carry out the work assigned to your unit. If they carry the work out in an efficient, productive, and quality manner, you will look good. If they carry out the work in an inefficient, unproductive, and shoddy manner, you will look bad. It’s as simple as that.

The day you become a supervisor, or even before, your employees will assess for themselves how credible you are. And your credibility will increase or decrease depending on the experiences they have with you as their supervisor. In fact, if you have been around the organization for a while, you will already have established a certain level of credibility with these employees. Read more!

Whether you’ve been downsized, are looking for a career change or are just starting out, your resume speaks volumes about you. If your resume doesn’t make it past the first cut, you’re doomed; no matter how qualified you are.

Below are ten common mistakes to avoid when putting your resume together. Remember, you only get one chance to make a good first impression.

1. Multiple pages – You need to be concise. Keep it to one page and one page only. If you can’t highlight your talents on one page, you’re giving the message that you are unorganized and tend to go on and on.

2. Fancy paper – If your skills don’t speak for themselves, then your fancy paper isn’t going to make a bit of difference. Read more!

This person values your opinion of him or her, and you’d be glad to help them advance. The problem is you’re unsure of what to say or how to say it!
Here are four tips to keep in mind when preparing your recommendation.

1. Ask the employee about the new position they are applying for. What types of job duties are involved? What sort of characteristics are they looking for in a good employee? In your letter, describe certain instances where this employee or colleague really shined – such as staying late to complete a mission-critical project, working diligently to help a customer make a product decision, providing thorough technical support or service, and so on. These specific situations have more effect on the person doing the hiring than general run-of-the-mill phrases like “terrific manager”, “enthusiastic worker” and so on. Read more!

If you’re like most people, you probably don’t particularly enjoy job interviews. They’re certainly amongst the most stressful occasions that you’ll have in your life.
Are there any tips that’ll help? There certainly are.

The five tips below, if taken to heart and acted upon will probably give you an advantage over about 80% of all job applicants who do little or no preparation for the interview. And that is probably the biggest tip in itself - and a theme that runs through all five tips below - PREPARATION.
The more you prepare beforehand, the more confident you’ll be going in to the interview, and the more confident you’ll appear during the interview.

So, without further a do, here are the five tips that’ll put you streets ahead of the competition at job interviews: Read more!

Many women (and an increasing number of men) decide to put their careers on hold from time to time. The most common reason for doing this is to become a full-time parent after a new baby joins the family. Other reasons include taking time off to care for an ailing parent, going back to school to pursue a degree, starting a home business, or taking an extended leave due to stress or illness.

Regardless of the reason, people who have put their careers on hold often make the decision to re-enter the workforce.
If they have been away from the workforce for a significant period of time, they may be at a disadvantage when they try to resume their career. Their values may have changed due to their nonworking lifestyle; their skills may not be as sharp due to lack of practice; technological advances may even have caused their once sought-after skills to become obsolete.
There’s also the issue of lack of self-confidence, as people desiring to re-enter the workforce consider those and other roadblocks now in their path. Read more!

When interviewing others the goal is to hire the right people for the job and to reduce turnover. Here are some pointers:

1) Establish and maintain control.

Your first objective should be to establish control of your interview. The following introduction has proven to be very effective:

“My purpose here today is to find out about you. If I determine there is potentially a good fit and you’re the type of person I feel I could work with I’ll invite you back for a second interview. We certainly don’t make hiring decisions based on just one interview. What I’m going to do is ask you a series of qualifying questions.” Read more!

One new study report that a full-time stay-at-home mother would earn $134,121 a year if paid for all her work, an amount similar to a top U.S. ad executive, a marketing director or a judge, according to a study released Wednesday.
A mother who works outside the home would earn an extra $85,876 annually on top of her actual wages for the work she does at home, according to the study by Waltham, Massachusetts-based compensation experts Salary.com.

To reach the projected pay figures, the survey calculated the earning power of the 10 jobs respondents said most closely comprise a mother’s role — housekeeper, day-care teacher, cook, computer operator, laundry machine operator, janitor, facilities manager, van driver, chief executive and psychologist. Read more!